@article {duflo2003,
	title = {The Role of Information and Social Interactions in Retirement Plan Decisions: Evidence From a Randomized Experiment},
	journal = {Quarterly Journal of Economics},
	volume = {18},
	year = {2003},
	month = {August},
	pages = {815-842},
	author = {Duflo, Esther and Emmanuel Saez}
}
